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Top 10 Ways To Protect Yourself From Online Identity Theft



I


dentity theft is becoming       free accounts such as yahoo,      
a bigger problem as more        hotmail or grail, and most of     
and more people are making      them can interface with popular   
the internet a bigger part of         email clients like outlook or     
their lives. People who are new       outlook express. Use one of them  
to the online medium often fall       for all of your shopping          
prey to ‘phishing' or other         transactions.                     
internet identity theft schemes.                                        
In many cases the ‘phishing         Disguise your online identity. If 
party' uses your credit card to       your real name in Mary Smith try  
order goods for them selves, in       to avoid using email accounts     
other cases they will apply for       with name like msmith@example.com 
credit cards, set up bank             when dealing with people you      
accounts, and take advantage of       don't know and trust. If you were 
your good credit rating.              born in 1972 don't chose          
Correcting these issues involves      msmith1972@example.com as your    
a lot of time energy and stress,      email account.                    
so here are ten tips to help you                                        
from becoming a victim of             Use different level passwords.    
identity theft.                       Use one password for your         
                                      personal information, use another 
Use a disposable email account.       for your business accounts and a  
Keep your business or personal        third for your disposable email   
email account just for business       accounts or mailing lists you     
or personal communication. If you     sign up for. Don't use sequential 
are going to be making purchases      passwords like password1 for      
online, joining newsgroups, or        personal use password2 for        
subscribing to mailing lists and      business, and password 3 for      
ezines use a disposable email         disposable accounts.              
account. There are many online                                          



Use strong passwords. Don't use                                         
your birthdates, year you were        Use credit cards instead of debit 
married, or your children's           cards. While many debit cards now 
birthdates. Avoid choosing            offer online purchase protection  
passwords that consist entirely       it's easier to dispute fraudulent 
of letters or numbers. Also try       charges than to recover debit     
to avoid using passwords that are     card funds that have already been 
actual words. The best passwords      spent.                            
are mnemonic phrases like "my                                           
father ate three apples for           When you make purchases online    
breakfast". Take the first letter     make sure your transactions are   
of each word and convert the          secure. In the address bar you    
number into numbers and you end       should see "https" and not        
up with "mfa3a4b".                    "http". There should also be      
                                      small lock icon in your browser.  
Rotate your passwords. You should     If this is your first purchase    
change your passwords every 6 to      from the company make sure the    
12 months. If you suspect your        issuing company is someone you    
passwords have been compromised       have heard of like Verisign, or   
change them as a safety               Thawte.                           
precaution.                                                             
                                      Check a company's privacy policy. 
Use only one credit card for all      When you make your first          
of your online purchases. If any      transaction make sure your check  
of your other credit cards have       the privacy policy, look for      
online transactions you know they     logos from consumer groups like   
are fraudulent. If you see            Trust-E and the better business   
offline purchases for your online     bureau. Click the logos to make   
credit card you also know they        sure they are authentic.          
are fraudulent.                                                         



Never open or fill out email          to great lengths to look exactly  
requests for you to update you        like the companies website using  
account or credit card settings       their exact logo.                 
via email. These are ‘phishing'                                       
scams people use to try and           "© Computers.6ln.com, All Rights  
secure your personal information.     Reserved.                         
Many of them are growing              

                              
increasingly sophisticated and go     






About the Author:

This article was written by Jim Faller of http://computers.6ln.com a website with information about viruses, spyware, adware, backups, data recovery and computer security.


Read more articles by: Jim Faller

Article Source: www.iSnare.com


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