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Phishing With A Net



W


hen geeks gave us the         guys really think about what      
Internet and the means to     they're saying?                   
use it, they also gave us                                       
a new segment of vocabulary ...       There is one instance, though,    
                                      where the geeks thought it        
I've often thought it a shame         through and got it right.         
that a few of them didn't make        'Phishing' is a perfect           
their way to a campus literature      connotation for cyber-cons who    
or marketing department and see       troll for prey.                   
if a student of poetry or sizzle                                        
could assist them in assigning        The word's spelling distinguishes 
names to their innovations. For       this nefarious activity from a    
example, did the manual cursor        sporting endeavor, but it's still 
operator have to be called a          a game. The definition that's     
'mouse?'                              been developed for it is "a       
                                      technique used to gain personal   
Geeks have overtaken                  information for purposes of       
sports-speakers when it comes to      identity theft, using fraudulent  
coining bad phrases. I've never       e-mail messages that appear to    
understood why basketball types       come from legitimate businesses.  
say a player 'kicks out' a ball       These authentic-looking messages  
to a teammate on the perimeter        are designed to fool recipients   
when his feet never touch it.         into divulging personal data such 
Worse yet, I've always wondered       as account numbers and passwords, 
if a gridiron football player         credit card numbers and Social    
would really want to dive on the      Security numbers."                
ball if the carrier truly                                               
'coughed it up!' That bit of          Another term that alludes to the  
literal imagery is more revulsive     emotive consequences of           
than handling a mouse. Do these       cyberobbery is the perjorative    



sense of 'hacker.' That bit of        --- in cyberspace or elsewhere    
etymology seems to be a work in       --- limits what can be            
progress. The accepted definition     investigated and prosecuted.      
refers to "individuals who gain       Thus, smart spoofers often keep   
unauthorized access to computer       their 'take' per scam campaign at 
systems for the purpose of            levels sufficiently low that the  
stealing and corrupting data."        cost of prosecuting them is not   
However, the added qualifier is,      viable. Then, they change their   
"Hackers, themselves, maintain        coordinates, plus their           
that the proper term for such         identities, and do it again.      
individuals is cracker."                                                
                                      So, obviously, the most important 
Being hacked or being cracked         factor in cyber-diligence is      
makes little difference to those      self-precaution. Most steps are   
on the receiving end. They just       basic, as evidenced by the        
know they've been had.                checklist on the USA government's 
Understandably, their first           Federal Trade Commission website: 
impulses are to get mad and want                                        
to vent. My contention is that,       "If you get an email or pop-up    
most of the time, they're lashing     message that asks for personal or 
out in the wrong direction. After     financial information, do not     
all, crooks are crooks; that's        reply. And don't click on the     
their job and they're out there       link in the message, either.      
in numbers. That's not going to       Legitimate companies don't ask    
change anytime soon.                  for this information via email.   
                                      If you are concerned about your   
These victims need to take a hard     account, contact the organization 
look at themselves.                   mentioned in the email using a    
                                      telephone number you know to be   
The economics of law enforcement      genuine, or open a new Internet   



browser session and type in the                                         
company's correct Web address         "A firewall helps make you        
yourself. In any case, don't cut      invisible on the Internet and     
and paste the link from the           blocks all communications from    
message into your Internet            unauthorized sources. It's        
browser — phishers can make         especially important to run a     
links look like they go to one        firewall if you have a broadband  
place, but that actually send you     connection. Operating systems     
to a different site.                  (like Windows or Linux) or        
                                      browsers (like Internet Explorer  
"Use anti-virus software and a        or Netscape) also may offer free  
firewall, and keep them up to         software 'patches' to close holes 
date. Some phishing emails            in the system that hackers or     
contain software that can harm        phishers could exploit.           
your computer or track your                                             
activities on the Internet            "Don't email personal or          
without your knowledge.               financial information. Email is   
                                      not a secure method of            
"Anti-virus software and a            transmitting personal             
firewall can protect you from         information. If you initiate a    
inadvertently accepting such          transaction and want to provide   
unwanted files. Anti-virus            your personal or financial        
software scans incoming               information through an            
communications for troublesome        organization's website, look for  
files. Look for anti-virus            indicators that the site is       
software that recognizes current      secure, like a lock icon on the   
viruses as well as older ones;        browser's status bar or a URL for 
that can effectively reverse the      a website that begins 'https:'    
damage; and that updates              (the 's' stands for 'secure').    
automatically.                        Unfortunately, no indicator is    



foolproof; some phishers have         "If you believe you've been       
forged security icons.                scammed, file your complaint at   
                                      ftc.gov, and then visit the FTC's 
"Review credit card and bank          Identity Theft website at         
account statements as soon as you     www.consumer.gov/idtheft. Victims 
receive them to check for             of phishing can become victims of 
unauthorized charges. If your         identity theft. While you can't   
statement is late by more than a      entirely control whether you will 
couple of days, call your credit      become a victim of identity       
card company or bank to confirm       theft, you can take some steps to 
your billing address and account      minimize your risk. If an         
balances.                             identity thief is opening credit  
                                      accounts in your name, these new  
"Be cautious about opening any        accounts are likely to show up on 
attachment or downloading any         your credit report. You may catch 
files from emails you receive,        an incident early if you order a  
regardless of who sent them.          free copy of your credit report   
These files can contain viruses       periodically from any of the      
or other software that can weaken     three major credit bureaus."      
your computer's security.                                               
                                      If you use e-currency or          
"Forward spam that is phishing        e-payment services, be aware that 
for information to spam@uce.gov       they are usually not liable for   
and to the company, bank, or          any of your losses if you've been 
organization impersonated in the      hacked or cracked due to          
phishing email. Most                  identity-theft issues. All        
organizations have information on     reputable services have support   
their websites about where to         divisions that investigate any    
report problems.                      complaints of spoofing --- for    
                                      example, Paypal asks you to mail  



them at spoof@paypal.com if you                                         
receive a suspicious message          I note that the Longer Life site  
using their name --- and if           has two very good preventive      
anyone is going to pursue, or at      products as sponsors, Kaspersky   
least keep on file, complaints of     Labs and Identity Guard. They are 
any amount, it will be them.          first-class products and well     
                                      worth your while to consider.     
Virtually all e-currency services                                       
offer options of 'virtual'            This stuff doesn't take long to   
keyboards for logging in to           research or to implement and you  
accounts. They may be a bother,       don't have to be a geek to do it. 
but they are very effective at        You don't even have to know their 
adding a formidable obstacle for      their terminology. Instead, when  
cyber-invasion. Then, whether or      you're done, you can confidently  
not you took this step to access      refer to a familiar term in both  
your account, make sure you take      sports and banking:               
the time to actually log out of                                         
your account, as opposed to           Safe.                             
merely clicking away to your next     

                              
site.                                 






About the Author:

J Square Humboldt is the featured columnist at Longer Life's website, which provides information designed to improve the quality of living. He's at http://longerlifegroup.com/cyberiter.html


Read more articles by: J Square Humboldt

Article Source: www.iSnare.com


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