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Identity Theft How To Safeguard Yourself Against This Growing Menace



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span                            as, writing cheques, opening      
class="cap">Identit     credit cards in your name and     
y Theft is becoming a           buying and using a mobile         
enace to society worldwide. It is     phone.

                        
costing countries billions of         

You have to be constantly on   
dollars every year. This is           the alert because these criminal  
impersonation fraud and occurs        activities can ruin your          
when someone fakes your identity      reputation and credit rating too. 
to perform a criminal act or          Rectifying these can be a very    
fraud.                                time consuming and expensive      
There are several sources from        exercise.

                     
which criminals and thieves can       

With the computer and the      
obtain your personal information      internet playing a major role in  
such as theft of your wallet,         the lives of most people today,   
handbag, credit card or even from     the opportunities for identity    
your trash.                           theft and identity fraud too have 
In other words all personal           increased. You might not          
information in your business          completely eliminate the theft of 
establishments and at your home       your identity but you can         
should be stored safely and           certainly minimize the risk of    
securely in filing cabinets and       loss by following these           
safes. Corrupt and disgruntled        methods.

                      
employees can cause problems.         

1. Always ensure that you keep 
Access to these should be limited     your personal identity documents  
to family members and trusted         safe and secure.

              
employees.

                        

2. All documents such as       

Once the thieves have              bills, bank and credit card       
successfully assumed your             statements should be destroyed,   
identity there are numerous           preferably burning or shredding   
frauds they can indulge in such       them.

                         



3. Always keep you Passwords       information.

                  
and PIN numbers safe. It is           

9. Avoid using public          
advisable to commit them to           computers for your own personal   
memory instead of writing them        financial transitions.            
down. The last thing you should       There are softwares which         
do is to store them in your           criminals use to collect this     
wallet or handbag.

                information.

                  

4. Avoid using easily              

10. In the event of selling    
indentifyable PINs such as birth      your PC ensure that all data are  
dates, phone numbers and vehicle      wiped out completely.

         
registration numbers.

             

Identity thieves operate both  

5. Constantly check your bank      off-line and online. Be on the    
and credit card statements to         alert.                            
ensure that no fraudulent             You have toiled hard to earn and  
transitions have taken place.

     save money. Do not give the       

6. Never put your credit card      criminals the slightest           
or bank account details on the        opportunity to out-smart you. If  
internet unless you are convinced     you think that you have become a  
that you are dealing with a           victim of identity theft or       
secure system.

                    fraud, you should contact the     

7. When you are withdrawing        police and file a report          
money at an ATM never allow           immediately. You should also      
anyone to look over your shoulder     contact your bank and your credit 
when you are entering the             card provider and give them all   
PIN.

                              details so that quick action can  

8. Never give out your             be taken.

                     
personal or bank account details                                        
to unknown persons over the phone     

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About the Author:

Copyright © 2008 Kanaga Siva. Kanaga Siva is an experienced Author Internet Marketer and Social Worker. For more Useful Resources and Information on Identity Thefts and Scams you are welcome to his Website and Business from Home Ideas Blog.

Article Tags: credit, identity, personal



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    Identity Theft How To Safeguard Yourself Against This Growing Menace