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How To Protect Your Identity Online



S


urfing the Internet is a        uses it to his/her own purpose.   
daily occurrence for an                                           
increasing number of people     Luckily, there are many things    
these days, as technology expands     you can do to stay one step ahead 
and online services continue to       of these "bandits" and keep your  
grow. Many people go online to        identity as safe as possible. The 
carry out banking transactions,       Internet landscape is always      
shop, check e-mail, and catch up      changing, so you need to keep on  
on news. That's why it's more         top of things if you want to      
important than ever to protect        remain as safe as possible.       
your identity while surfing the                                         
web. As identity theft becomes        The first thing you need to do is 
more prevalent, it's necessary        learn how to avoid phishing       
for everyone to be extra vigilant     scams. Phishers use fake e-mails  
in protecting personal                and websites to pretend they are  
information - before it gets into     actual, trustworthy companies and 
the wrong hands.                      institutions, such as banks and   
                                      insurance companies. When people  
Every time you go online and          receive a fake e-mail or are      
conduct some type of transaction,     directed to a counterfeit         
whether it is monetary or an          website, they are tricked into    
exchange of information, you put      revealing passwords, credit card  
your identity at risk.                numbers, and other such           
Unfortunately, criminals use the      information. Be warned: the       
Internet too, making use of the       criminals are good at what they   
technology to perpetrate identity     do, so you must be very careful   
theft. This type of                   when dealing with e-mails from    
cyber-criminal gathers personal       your bank or other organization.  
information online and either         The key thing to remember is that 
sells it to others for profit, or     real institutions never ask you   



to verify personal information                                          
online - be cautious and contact      And NEVER send your social        
the sender directly, over the         security number over the          
phone, to authenticate the            Internet. No one should be        
request and, if necessary,            requesting it, but if you are     
provide any information they          asked for it, confirm who is      
might actually require.               requesting it and send it         
                                      directly to that person.          
Because many phishers use spam                                          
e-mail as a way to obtain your        Another great way to prevent ID   
personal passwords and                theft is by password protecting   
information, install a good spam      all your computers, laptops, and  
filter to keep out as much spam       PDAs. For each item, come up with 
as possible. If you strain out        a unique user name and password.  
most of the problem e-mails from      The same rule should be followed  
the get-go, you won't have to         when selecting passwords for any  
worry about dealing with too many     online activity. Why? If one      
suspicious messages on your own.      password is discovered by an      
Also, avoid sending any sensitive     individual with ill intentions,   
information via e-mail or instant     and all your bank accounts,       
messengers. Scam artists are          credit cards, and other private   
notorious for intercepting            logins use the same password,     
e-mails and IMs. Use common sense     he/she could gain access to       
when dealing with e-mail as well.     everything. When selecting        
For instance, avoid opening           passwords, create them with       
e-mail or IM attachments that you     letters, numbers, special         
deem suspicious. Only open files      characters, and make up nonsense  
from someone if you know the          character strings not found in    
sender and what they are sending      the dictionary. These will be     
you.                                  much more difficult to decipher   



by a potential scammer.                                                 
                                      In addition to antivirus          
Keep the amount of personal data      software, be sure to equip your   
present on your computer to a         PC with the latest in             
minimum. In the event that your       anti-spyware protection. Although 
computer is hacked or your laptop     a great many of the spyware       
is stolen, you will be much less      programs out there simply monitor 
prone to ID theft because you         your online actions for the       
won't be giving the thief much to     purposes of marketing, some have  
work with. Another good idea is       been created for malicious        
to install a personal firewall        reasons, including keystroke      
program. Although systems such as     logging and, of course, identity  
Windows already contain a basic       theft.                            
firewall program, setting up                                            
another program will ensure that      One last tip: when you decide to  
your computer is hidden from          update your computer and throw    
hackers, stop intruders from          away or sell your old one,        
reaching sensitive information,       remember to remove all your data  
and let you control Internet          from the hard disk. Many people   
traffic.                              mistakenly believe that simply    
                                      deleting files makes them         
Purchase antivirus software and       disappear - but this is not the   
keep it updated. A high-quality       case. When you delete files they  
virus protection package can help     are still present on your hard    
prevent and eliminate viruses,        drive, and have to be erased      
Trojan horses, and other              prior to handing the machine over 
dangerous items designed to steal     to another person. Software known 
your personal information. It         as wipe programs or shredders can 
will also scan e-mail and IM          be used to overwrite data with    
attachments for viruses.              zeroes or random patterns making  



it completely unreadable.             take years, and will cause you a  
                                      headache or two. So take charge   
It's well worth the effort to         and protect your personal         
take the precautions necessary        information, using common sense   
for keeping your personal             and a few good tech tools to keep 
information under lock and key.       the cyber-thieves at bay.         
Trying to clean up the mess left      

                              
behind by an identity thief can       






About the Author:

By Katerina Mitrou for http://www.free-web-browsers.com/ . Here you'll learn how to protect your PC against spam, spyware and about:blank hijackers. Please link to this site when using this article.


Read more articles by: Katerina Mitrou

Article Source: www.iSnare.com


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