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How To Avoid Phishing Scams



I


n today's world the                                               
Internet is becoming as         The second element of the e-mail  
common as sliced bread.         involves an appeal to your        
Most people use it to send            emotions. To achieve this goal,   
e-mails, browse for information,      the sender claims there is a      
carry out banking transactions,       problem or crisis that needs to   
and shop. So it shouldn't be a        be fixed as soon as possible. The 
surprise that some people are         e-mails use urgent, professional  
embracing the technology for          language, and request personal    
less-than-kosher purposes.            information. They may even direct 
Phishing scams in particular are      you to a spoofed web page where   
a major concern. Luckily, if you      you are asked to input the        
want to avoid becoming the next       requested data.                   
victim of identity theft, there                                         
are ways to protect yourself from     If you visit the fake website, it 
harm.                                 may appear to be authentic, and   
                                      oftentimes the true URL is even   
What exactly is phishing              masked to hide the fact that the  
(pronounced "fishing")? Phishers      website isn't legitimate. The     
use e-mail, brand hijacking, and      website asks you to provide       
scare tactics to catch uninformed     confidential information in order 
people off guard and steal their      to solve the "issue," which might 
private information. Usually          include social security numbers,  
these scammers operate by sending     account numbers, passwords, and   
out a whole bunch of spam e-mails     other sensitive information.      
to a long list of recipients.         Phishers base their attempts on   
Each message is made to look as       the hope that a few fish in the   
if it comes from a trustworthy        sea will be tricked into          
company, such as eBay or a big        believing the e-mail and web page 
banking institution.                  to be genuine, and hand over      



their personal information            learn how to avoid them, if you   
without realizing their mistake -     can. But there is good news. You  
until it's too late.                  can keep from being a phishing    
                                      victim, just by following a few   
Unfortunately, phishers are           simple measures:                  
beginning to employ more                                                
insidious tactics, such as            Being informed about spam e-mails 
planting spyware viruses, to try      and spoofed websites is one of    
and get your personal                 the best ways to guard against    
information. Often these viruses      falling victim to a phishing      
are designed to remain dormant        attempt. If you know what to look 
until they can easily snatch your     out for and can recognize key     
sensitive data. Once the virus is     factors in fraudulent e-mails,    
on your computer system, your         you'll be able to keep your       
Internet activities are monitored     identity as safe as possible. For 
so that when you visit a specific     instance, spam e-mails may        
site (one that requires you to        contain the company's logo and    
log in, for example) the virus        appear official, but when you     
takes action and either diverts       look closely, there are several   
you to a fraudulent site or logs      warning signs that can give       
your keystrokes as you enter          scammers away. Sometimes the      
relevant passwords, account           e-mails have spelling mistakes or 
numbers, and other such               the language doesn't sound quite  
information. If you don't have        right. But the best indicator is  
virus and spyware protection          the request itself - legitimate   
software, contracting a spyware       companies never ask for you to    
virus is a very real threat.          verify your account, or to send   
                                      your account information via      
In the face of an increase in         e-mail. If you want to make sure  
phishing scams, it's necessary to     everything is safe with your      



account, simply direct yourself       send out spam to a large number   
to the website (without clicking      of people, the e-mails they send  
any links within the suspicious       aren't usually personalized.      
e-mail) and log in directly to        Authentic e-mails that arrive     
check on things, or call to           from your bank or other official  
confirm the sender's identity and     organization include your name.   
the truth of the request. Do not                                        
send the information online.          Never click on a link embedded in 
                                      an e-mail message. Always visit   
Secondly, don't become frightened     the site on your own by typing it 
by the urgency of an e-mail or        into your web browser and         
feel under pressure to answer         visiting it directly. That will   
immediately, without a second         ensure that you arrive at a       
thought. Scare tactics are common     legitimate site, at which point   
when it comes to phishing, as a       you can log in and check on the   
means to extract private              status of your account.           
information from unsuspecting                                           
people. Often the e-mail will         And never send confidential       
declare that your account will be     information to the sender by      
shut down until you provide the       filling out a form present in the 
necessary data, but in reality,       e-mail. Again, use your common    
organizations don't conduct           sense and send the information    
business in such a manner. Again,     over the phone or by visiting the 
if you're concerned about your        website directly.                 
account, call the institution                                           
directly to verify the matter.        When entering credit card numbers 
                                      and other important data online   
A generic e-mail request is           through a website, check that the 
another indicator of a phishing       site is authentic and utilizes    
scam. Because scammers tend to        encryption to secure the          



information. You can verify this      is by keeping your browser and    
by looking for a "locked" icon in     operating system updated.         
one corner of your browser. The       Download and install all patches  
web address should also begin         and upgrades so that you are      
with "https" rather than a            caught up with all the latest     
"http."                               security updates.                 
                                                                        
But be careful: some phishing         Install an excellent personal     
sites put fake lock icons on          firewall, antivirus software,     
their web pages. For                  antispyware software and antispam 
inexperienced web surfers, this       protection. Because these         
might be an effective trick. To       programs reduce the amount of     
avoid falling into this trap,         e-mail phishing scams that come   
ensure that the lock icon is          your way, and keep malicious      
located in the browser's window       viruses at a distance, you won't  
frame, rather than in the actual      have as many chances to fall prey 
web page. And know that a secure      to a phishing attack.             
site doesn't necessarily                                                
guarantee that a site is              If you follow these rules and     
legitimate. URL masking               know how to stay away from the    
techniques have the ability to        bait, you can avoid being hooked  
make fake addresses appear to be      by a phishing scam. As long as    
those of actual secure companies.     you stay informed about phishing  
If you doubt the site's               and keep one step ahead of the    
authenticity, call the site's         game, as tactics evolve with the  
owner.                                times, you'll be swimming safer   
                                      waters.                           
Another way to evade scam artists     

                              






About the Author:

By Katerina Mitrou for http://www.free-web-browsers.com/ . Here you'll learn about phishing protection, spyware removal and how to use a registry cleaner. Please link to this site when using this article.


Read more articles by: Katerina Mitrou

Article Source: www.iSnare.com


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